Velocity Financial, Inc.
VEL$18.21
+$0.54 (3.06%)+3.06%
ClosedLoading chart...
IndexN/A
Market Cap0.71B
Enterprise Value7.21B
Income$0.02B
Sales$0.12B
EmployeesN/A
P/E6.05
P/S1.07
P/B1.14
P/C42.79
EV/EBITDA14.10
EV/SalesN/A
EPS (ttm)3.01
EarningsN/A
Gross Margin95.32%
Oper. Margin71.56%
Profit Margin14.70%
Volume0.15M
Shs Outstand0.04B
Change3.06%
Dividend Est.N/A
Dividend Ex-DateN/A
Perf YTDN/A
Perf YearN/A
Perf 3YN/A
Perf 5YN/A
Perf 10YN/A
IPON/A
| Metric | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $482.78M | $131.72M | $248.38M | $181.31M | $165.84M | $152.78M | $121.52M | $94.93M |
| Cost of Revenue | $272.21M | $0.00 | $158.35M | $105.70M | $104.94M | $99.66M | $76.12M | $61.71M |
| Gross Profit | $210.56M | $131.72M | $90.03M | $75.61M | $60.90M | $53.12M | $45.40M | $33.22M |
| Gross Margin | 43.62% | 100.00% | 36.25% | 41.70% | 36.72% | 34.77% | 37.36% | 34.99% |
| Operating Expenses | $114.17M | $54.87M | $45.48M | $35.81M | $37.77M | $27.73M | $26.15M | $19.23M |
| Operating Income | $96.39M | $76.85M | $44.55M | $39.79M | $23.13M | $25.40M | $19.25M | $13.99M |
| Operating Margin | 19.97% | 58.34% | 17.94% | 21.95% | 13.95% | 16.62% | 15.84% | 14.74% |
| Net Income | $68.42M | $52.27M | $32.21M | $29.22M | $17.78M | $17.29M | $7.63M | $13.99M |
| Net Margin | 14.17% | 39.69% | 12.97% | 16.12% | 10.72% | 11.32% | 6.28% | 14.74% |
| EPS (Basic) | $2.07 | $1.60 | $0.99 | $0.90 | $-1.55 | $0.86 | $0.65 | $1.19 |
| EBITDA | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Stock Option Compensation Expense | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Price To Earnings Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Price To Sales Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Shares Outstanding | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Market Capitalization | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Metric | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Short Term Receivables | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Inventories | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Other Current Assets | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Current Assets | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Property, Plant & Equipment | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Investments and Advances | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Long-Term Note Receivable | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Intangible Assets | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Deferred Tax Assets | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Other Assets | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Assets | $5.53B | $4.40B | $3.75B | $2.81B | $2.10B | $2.21B | $1.74B | $1.37B |
| Short Term Debt Incl. Current Port. of LT Debt | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Payable | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Income Tax Payable | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Other Current Liabilities | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Current Liabilities | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Long Term Debt | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Provision for Risks Charges | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Deferred Tax Liabilities | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Other Liabilities | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Liabilities | $5.01B | $3.97B | $3.37B | $2.47B | $1.88B | $2.06B | $1.57B | $1.24B |
| Non-Equity Reserves | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Preferred Stock - Carrying Value | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Common Equity | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Shareholders Equity | $516.94M | $433.44M | $376.81M | $341.11M | $219.59M | $152.84M | $163.26M | $130.94M |
| Accumulated Minority Interest | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Equity | $516.94M | $433.44M | $376.81M | $341.11M | $219.59M | $152.84M | $163.26M | $130.94M |
| Total Liabilities & Stockholders Equity | $5.53B | $4.40B | $3.75B | $2.81B | $2.10B | $2.21B | $1.74B | $1.37B |
| Book Value Per Share | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Tangible Book Value Per Share | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Full-Time Employees | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Price to Book Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Return on Assets | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Return on Equity | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Return on Invested Capital | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Quick Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Current Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Metric | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|---|---|---|
| Net Income | $68.42M | $52.27M | $32.21M | $29.22M | $17.78M | $17.29M | $7.63M | $13.99M |
| Depreciation | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Other Funds (Non Cash) | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Funds from Operations | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Extraordinary Item | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Changes in Working Capital | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Income Taxes Payable | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Cash from Operating Activities | $37.76M | $61.05M | $48.67M | $57.62M | $54.89M | $-105.34M | $-72.48M | $37.64M |
| Capital Expenditures | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Assets From Acquisitions | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Sale of Fixed Assets and Businesses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Purchase or Sale of Investments | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Purchase of Investments | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Sale Or Maturity of Investments | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Other Uses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Other Sources | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Cash from Investing Activities | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Cash Dividends Paid | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Change in Capital Stock | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Repurchase of Common Pref Stock | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Sale of Common Pref Stock | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Proceeds from Stock Options | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Issuance or Reduction of Debt, Net | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Change in Long Term Debt | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Issuance of Long Term Debt | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Reduction of Long Term Debt | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Financing Active Other Cash Flow | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Other Financing Activities Uses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Cash from Financing Activities | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Exchange Rate Effect | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Change in Cash | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Free Cash Flow | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Preferred Dividends (Cash Flow) | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Price to Free Cash Flow | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
Company coverage
Latest news
Velocity Financial, Inc. (VEL) Q2 2026 Earnings Call Transcriptseekingalpha.com Velocity Financial, Inc. Reports Second Quarter 2026 Resultsbusinesswire.com Velocity Financial, Inc. Announces Date of Second Quarter 2026 Financial Results Webcast and Conference Callbusinesswire.com Velocity Commercial Capital Securitization Ratings Affirmed and Upgraded by Kroll Bond Rating Agencybusinesswire.com Velocity Appoints Dean Thevaos as Chief Technology Officerbusinesswire.com Velocity Financial, Inc. (VEL) Q1 2026 Earnings Call Transcriptseekingalpha.com Velocity Financial, Inc. Reports First Quarter 2026 Resultsbusinesswire.com OSE Immunotherapeutics Welcomes FDA Orphan Drug Designation Granted to Pegrizeprument (VEL-101) for Prevention of Organ Rejection in Heart Transplant Patientsglobenewswire.com
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Velocity Financial, Inc. Announces Date of First Quarter 2026 Financial Results Webcast and Conference Callbusinesswire.com Velocity Financial, Inc. (VEL) Q4 2025 Earnings Call Transcriptseekingalpha.com Velocity Financial, Inc. Reports Fourth Quarter and Full-Year 2025 Resultsbusinesswire.com Velocity Financial, Inc. Announces Closing of Offering of $500 Million of Senior Notes Due 2031businesswire.com Velocity Financial, Inc. Announces Date of Fourth Quarter and Full Year 2025 Financial Results Webcast and Conference Callbusinesswire.com Velocity Financial, Inc. Announces Pricing of $500 Million of Senior Notes Due 2031businesswire.com Velocity Financial, Inc. Announces Proposed Offering of $500 Million of Senior Notes Due 2031businesswire.com Velocity Financial, Inc. Announces Preliminary Expected Fourth Quarter and Full-Year 2025 Resultsbusinesswire.com OSE Immunotherapeutics Welcomes FDA Orphan Drug Designation Granted to Pegrizeprument (VEL-101)globenewswire.com Velocity Financial, Inc. Announces Nonperforming Loan Sale and New Servicing Partnershipbusinesswire.com Velocity Financial, Inc. (VEL) Q3 2025 Earnings Call Transcriptseekingalpha.com Velocity Financial, Inc. Reports Third Quarter 2025 Resultsbusinesswire.com
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About the company
Operating across the United States, Velocity Financial, Inc. functions as a specialized real estate finance firm. Its core business involves generating and overseeing investment loans, which are typically secured by 1-4 unit residential rental properties and smaller commercial real estate assets. The company delivers its financial offerings to clients via an extensive network of independent mortgage brokers. Velocity Financial, Inc. was established in 2004 and is headquartered in Westlake Village, California.
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