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United Community Banks, Inc.

UCB
$35.58
+$0.41 (1.15%)
Open
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IndexN/A
Market Cap4.26B
Enterprise Value3.80B
Income$0.33B
Sales$1.54B
EmployeesN/A
P/E12.62
P/S2.47
P/B1.04
P/C9.32
EV/EBITDA8.33
EV/SalesN/A
EPS (ttm)2.82
EarningsN/A
Gross Margin66.00%
Oper. Margin27.48%
Profit Margin21.35%
Volume0.32M
Shs Outstand0.12B
Change1.15%
Dividend Est.N/A
Dividend Ex-DateN/A
Perf YTDN/A
Perf YearN/A
Perf 3YN/A
Perf 5YN/A
Perf 10YN/A
IPON/A
Yesterday04:13AMCalifornia Public Employees Retirement System Purchases 29,332 Shares of United Community Banks, Inc. $UCB(defenseworld.net)
Jul 2312:47PMAre You Looking for a High-Growth Dividend Stock?(zacks.com)
Jul 2106:40PMUnited Community Banks Is Finally Worth Banking On (Upgrade)(seekingalpha.com)12:07PMUnited Community Banks Q2 Earnings Call Highlights(marketbeat.com)11:54AMUnited Community Banks, Inc. (UCB) Q2 2026 Earnings Call Transcript(seekingalpha.com)10:31AMUnited Community Banks (UCB) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates(zacks.com)09:40AMUnited Community Banks (UCB) Q2 Earnings and Revenues Miss Estimates(zacks.com)07:29AMUnited Community Banks, Inc. Reports Second Quarter Earnings(globenewswire.com)
Jul 1711:00AMUCB: From Rebuild To Re-Rating (Initiating Buy)(seekingalpha.com)04:05AMHead-To-Head Survey: United Community Banks (NYSE:UCB) and Chesapeake Financial Shares (OTCMKTS:CPKF)(defenseworld.net)
Jul 1411:01AMUnited Community Banks (UCB) Earnings Expected to Grow: Should You Buy?(zacks.com)
Jul 1009:01AMUnited Community Banks, Inc. and Peach State Bancshares, Inc. Announce Election Deadline for Peach State Shareholders to Elect Form of Merger Consideration and Expected Closing Date(globenewswire.com)
Jun 3004:34PMUnited Community Banks, Inc. Announces Date for Second Quarter 2026 Earnings Release and Conference Call(globenewswire.com)
Jun 1707:00AMUCB Announces Publication of Data in Brain Communications Demonstrating Positive Impact of KYGEVVI® (doxecitine and doxribtimine) in Patients with Thymidine Kinase 2 Deficiency (TK2d)(prnewswire.com)
Jun 1204:02PMUnited Community Banks, Inc. (UCB) M&A Call Transcript(seekingalpha.com)09:20AMWafra Announces Acquisition of Navitas Credit Corp.(prnewswire.com)07:30AMUnited Community Banks, Inc. Announces Agreement to Sell Equipment Finance Business, Consisting of Navitas Credit Corp. and NLFC Reinsurance Corp., to Funds Managed by Wafra Inc.(globenewswire.com)
Jun 506:19PMDividend Champion, Contender, And Challenger Highlights: Week Of June 7(seekingalpha.com)
Jun 401:00AMEULAR 2026: Dapirolizumab Pegol Shows Potential to Reduce Flare Rates and Maintain Disease Control in Systemic Lupus Erythematosus(globenewswire.com)
May 1404:15PMUnited Community Banks, Inc. Announces Quarterly Cash Dividend on Common Stock(globenewswire.com)
May 403:02AMUCB to Buy Candid Therapeutics for Up to $2.2 Billion(wsj.com)
Apr 2808:44AMUnited Community Chief Financial Officer Jefferson Harralson to Retire After Nearly a Decade of Dedicated Service(prnewswire.com)
Apr 2102:26PMUnited Community Banks: Q1 Earnings And New Acquisition Are Not Quite Enough(seekingalpha.com)12:00PMUnited Community Banks, Inc. (UCB) Q1 2026 Earnings Call Transcript(seekingalpha.com)10:31AMHere's What Key Metrics Tell Us About United Community Banks (UCB) Q1 Earnings(zacks.com)09:41AMUnited Community Banks (UCB) Q1 Earnings and Revenues Miss Estimates(zacks.com)07:31AMUnited Community Banks, Inc. and Peach State Bancshares, Inc., The Parent of Peach State Bank & Trust, Announce Merger Agreement(globenewswire.com)07:30AMUnited Community Banks, Inc. Reports First Quarter Earnings(globenewswire.com)
Apr 1411:02AMUnited Community Banks (UCB) Earnings Expected to Grow: What to Know Ahead of Next Week's Release(zacks.com)
Apr 1012:46PMWhy United Community Banks (UCB) is a Great Dividend Stock Right Now(zacks.com)

Insider Trading

View All
Insider
Type
Shares
Price
Value
Date
HARRALSON JEFFERSON L
Sell
25.0K
$35.41
$885K
Jul 27, 26
BRADSHAW RICHARD
Sell
1.4K
$35.09
$50K
Jul 27, 26
BRADSHAW RICHARD
Gift
303
—
—
Jan 23, 26
KUMLER ALAN H
Sell
12.0K
$35.36
$426K
Jan 23, 26
KUMLER ALAN H
F
207
$30.24
$6K
Nov 15, 25

United Community Banks, Inc. functions as the parent entity for United Community Bank, through which it delivers a comprehensive array of financial solutions. These offerings cater to a diverse clientele, encompassing commercial enterprises, individual consumers, governmental bodies, educational institutions, and entities within the energy, healthcare, and real estate industries. Its core banking activities include accepting various deposit accounts, such as checking, savings, and money market options. The institution extends a broad spectrum of lending products, including real estate, consumer, and commercial loans. These are provided to individuals, small and mid-sized businesses, and non-profit organizations, encompassing both secured and unsecured options, as well as specialized mortgage financing. Furthermore, it originates loans partially backed by government initiatives like the Small Business Administration (SBA) and U.S. Department of Agriculture (USDA) programs. Beyond traditional banking, United Community Banks offers robust wealth management services, covering financial planning, bespoke portfolio management, and expert investment guidance. This is complemented by trust services for fiduciary asset administration, non-deposit investment alternatives, and a suite of insurance products, including life, long-term care, and tax-deferred annuities. The company also strategically invests its own capital in a range of securities, including residential and commercial mortgage-backed securities, asset-backed securities, U.S. Treasury and agency obligations, and municipal bonds. Additionally, the firm provides an extensive suite of supplementary financial tools, such as treasury management, credit and debit card services, diverse payment and commerce solutions, equipment financing, and dedicated investment advisory and brokerage services. It also facilitates reinsurance for property contracts, operates as an insurance agency, and offers specialized services like payment processing, merchant services, wire transfers, and private banking. Established in 1950, United Community Banks, Inc. maintains its corporate headquarters in Blairsville, Georgia.

CEO: Herbert Lynn HartonEmployees: 2982www.ucbi.com
MetricFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Revenue$1.54B$1.48B$1.29B$928.93M$716.27M$695.60M$640.98M$577.72M
Cost of Revenue$522.64M$601.32M$508.77M$124.71M$-7.79M$136.67M$96.46M$70.83M
Gross Profit$1.01B$879.09M$782.52M$804.22M$724.06M$558.93M$544.52M$506.89M
Gross Margin66.00%59.38%60.60%86.57%101.09%80.35%84.95%87.74%
Operating Expenses$591.93M$556.09M$549.97M$448.22M$376.30M$349.48M$305.81M$290.96M
Operating Income$422.41M$323.01M$232.54M$356.00M$347.76M$209.44M$238.71M$215.93M
Operating Margin27.48%21.82%18.01%38.32%48.55%30.11%37.24%37.38%
Net Income$328.15M$252.40M$187.54M$277.47M$269.80M$164.09M$185.72M$166.11M
Net Margin21.35%17.05%14.52%29.87%37.67%23.59%28.97%28.75%
EPS (Basic)$2.63$2.04$1.54$2.52$2.97$1.91$2.31$2.07
EBITDAN/AN/AN/AN/AN/AN/AN/AN/A
Stock Option Compensation ExpenseN/AN/AN/AN/AN/AN/AN/AN/A
Price To Earnings RatioN/AN/AN/AN/AN/AN/AN/AN/A
Price To Sales RatioN/AN/AN/AN/AN/AN/AN/AN/A
Shares OutstandingN/AN/AN/AN/AN/AN/AN/AN/A
Market CapitalizationN/AN/AN/AN/AN/AN/AN/AN/A

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