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TFS Financial Corporation

TFSL
$17.86
$-0.46 (-2.51%)-2.51%
Closed
Loading chart...
IndexN/A
Market Cap5.01B
Enterprise Value8.14B
Income$0.09B
Sales$0.79B
EmployeesN/A
P/E54.12
P/S4.64
P/B1.94
P/C51.76
EV/EBITDA59.12
EV/SalesN/A
EPS (ttm)0.33
EarningsN/A
Gross Margin40.28%
Oper. Margin14.48%
Profit Margin11.49%
Volume0.90M
Shs Outstand0.28B
Change-2.51%
Dividend Est.N/A
Dividend Ex-DateN/A
Perf YTDN/A
Perf YearN/A
Perf 3YN/A
Perf 5YN/A
Perf 10YN/A
IPON/A
Income Statement by fiscal year, newest to oldest
MetricFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Revenue$791.96M$758.78M$633.35M$433.14M$444.65M$508.55M$502.55M$464.58M
Cost of Revenue$472.99M$454.12M$326.85M$142.94M$148.72M$216.03M$206.67M$151.10M
Gross Profit$318.97M$304.66M$306.50M$290.20M$295.93M$292.52M$295.88M$313.48M
Gross Margin40.28%40.15%48.39%67.00%66.55%57.52%58.88%67.48%
Operating Expenses$204.26M$204.35M$213.13M$198.15M$195.84M$192.27M$193.67M$192.31M
Operating Income$114.72M$100.31M$93.37M$92.05M$100.09M$100.25M$102.21M$121.16M
Operating Margin14.48%13.22%14.74%21.25%22.51%19.71%20.34%26.08%
Net Income$90.96M$79.59M$75.25M$74.56M$81.01M$83.32M$80.24M$85.41M
Net Margin11.49%10.49%11.88%17.22%18.22%16.38%15.97%18.38%
EPS (Basic)$0.32$0.28$0.26$0.26$0.29$0.30$0.29$0.31
EBITDAN/AN/AN/AN/AN/AN/AN/AN/A
Stock Option Compensation ExpenseN/AN/AN/AN/AN/AN/AN/AN/A
Price To Earnings RatioN/AN/AN/AN/AN/AN/AN/AN/A
Price To Sales RatioN/AN/AN/AN/AN/AN/AN/AN/A
Shares OutstandingN/AN/AN/AN/AN/AN/AN/AN/A
Market CapitalizationN/AN/AN/AN/AN/AN/AN/AN/A
Balance Sheet by fiscal year, newest to oldest
MetricFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Cash & Short Term InvestmentsN/AN/AN/AN/AN/AN/AN/AN/A
Short Term ReceivablesN/AN/AN/AN/AN/AN/AN/AN/A
InventoriesN/AN/AN/AN/AN/AN/AN/AN/A
Other Current AssetsN/AN/AN/AN/AN/AN/AN/AN/A
Total Current AssetsN/AN/AN/AN/AN/AN/AN/AN/A
Net Property, Plant & EquipmentN/AN/AN/AN/AN/AN/AN/AN/A
Total Investments and AdvancesN/AN/AN/AN/AN/AN/AN/AN/A
Long-Term Note ReceivableN/AN/AN/AN/AN/AN/AN/AN/A
Intangible AssetsN/AN/AN/AN/AN/AN/AN/AN/A
Deferred Tax AssetsN/AN/AN/AN/AN/AN/AN/AN/A
Other AssetsN/AN/AN/AN/AN/AN/AN/AN/A
Total Assets$17.46B$17.09B$16.92B$15.79B$14.06B$14.64B$14.54B$14.14B
Short Term Debt Incl. Current Port. of LT DebtN/AN/AN/AN/AN/AN/AN/AN/A
Accounts PayableN/AN/AN/AN/AN/AN/AN/AN/A
Income Tax PayableN/AN/AN/AN/AN/AN/AN/AN/A
Other Current LiabilitiesN/AN/AN/AN/AN/AN/AN/AN/A
Total Current LiabilitiesN/AN/AN/AN/AN/AN/AN/AN/A
Long Term DebtN/AN/AN/AN/AN/AN/AN/AN/A
Provision for Risks ChargesN/AN/AN/AN/AN/AN/AN/AN/A
Deferred Tax LiabilitiesN/AN/AN/AN/AN/AN/AN/AN/A
Other LiabilitiesN/AN/AN/AN/AN/AN/AN/AN/A
Total Liabilities$15.56B$15.23B$14.99B$13.95B$12.33B$12.97B$12.85B$12.38B
Non-Equity ReservesN/AN/AN/AN/AN/AN/AN/AN/A
Preferred Stock - Carrying ValueN/AN/AN/AN/AN/AN/AN/AN/A
Common EquityN/AN/AN/AN/AN/AN/AN/AN/A
Total Shareholders Equity$1.89B$1.86B$1.93B$1.84B$1.73B$1.67B$1.70B$1.76B
Accumulated Minority InterestN/AN/AN/AN/AN/AN/AN/AN/A
Total Equity$1.89B$1.86B$1.93B$1.84B$1.73B$1.67B$1.70B$1.76B
Total Liabilities & Stockholders Equity$17.46B$17.09B$16.92B$15.79B$14.06B$14.64B$14.54B$14.14B
Book Value Per ShareN/AN/AN/AN/AN/AN/AN/AN/A
Tangible Book Value Per ShareN/AN/AN/AN/AN/AN/AN/AN/A
Full-Time EmployeesN/AN/AN/AN/AN/AN/AN/AN/A
Price to Book RatioN/AN/AN/AN/AN/AN/AN/AN/A
Return on AssetsN/AN/AN/AN/AN/AN/AN/AN/A
Return on EquityN/AN/AN/AN/AN/AN/AN/AN/A
Return on Invested CapitalN/AN/AN/AN/AN/AN/AN/AN/A
Quick RatioN/AN/AN/AN/AN/AN/AN/AN/A
Current RatioN/AN/AN/AN/AN/AN/AN/AN/A
Cash Flow by fiscal year, newest to oldest
MetricFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018
Net Income$90.96M$79.59M$75.25M$74.56M$81.01M$83.32M$80.24M$85.41M
DepreciationN/AN/AN/AN/AN/AN/AN/AN/A
Other Funds (Non Cash)N/AN/AN/AN/AN/AN/AN/AN/A
Funds from OperationsN/AN/AN/AN/AN/AN/AN/AN/A
Extraordinary ItemN/AN/AN/AN/AN/AN/AN/AN/A
Changes in Working CapitalN/AN/AN/AN/AN/AN/AN/AN/A
Income Taxes PayableN/AN/AN/AN/AN/AN/AN/AN/A
Cash from Operating Activities$82.42M$88.60M$90.72M$38.93M$83.16M$121.80M$103.00M$92.11M
Capital ExpendituresN/AN/AN/AN/AN/AN/AN/AN/A
Net Assets From AcquisitionsN/AN/AN/AN/AN/AN/AN/AN/A
Sale of Fixed Assets and BusinessesN/AN/AN/AN/AN/AN/AN/AN/A
Purchase or Sale of InvestmentsN/AN/AN/AN/AN/AN/AN/AN/A
Purchase of InvestmentsN/AN/AN/AN/AN/AN/AN/AN/A
Sale Or Maturity of InvestmentsN/AN/AN/AN/AN/AN/AN/AN/A
Other UsesN/AN/AN/AN/AN/AN/AN/AN/A
Other SourcesN/AN/AN/AN/AN/AN/AN/AN/A
Cash from Investing ActivitiesN/AN/AN/AN/AN/AN/AN/AN/A
Cash Dividends PaidN/AN/AN/AN/AN/AN/AN/AN/A
Change in Capital StockN/AN/AN/AN/AN/AN/AN/AN/A
Repurchase of Common Pref StockN/AN/AN/AN/AN/AN/AN/AN/A
Sale of Common Pref StockN/AN/AN/AN/AN/AN/AN/AN/A
Proceeds from Stock OptionsN/AN/AN/AN/AN/AN/AN/AN/A
Issuance or Reduction of Debt, NetN/AN/AN/AN/AN/AN/AN/AN/A
Change in Long Term DebtN/AN/AN/AN/AN/AN/AN/AN/A
Issuance of Long Term DebtN/AN/AN/AN/AN/AN/AN/AN/A
Reduction of Long Term DebtN/AN/AN/AN/AN/AN/AN/AN/A
Net Financing Active Other Cash FlowN/AN/AN/AN/AN/AN/AN/AN/A
Other Financing Activities UsesN/AN/AN/AN/AN/AN/AN/AN/A
Cash from Financing ActivitiesN/AN/AN/AN/AN/AN/AN/AN/A
Exchange Rate EffectN/AN/AN/AN/AN/AN/AN/AN/A
Net Change in CashN/AN/AN/AN/AN/AN/AN/AN/A
Free Cash FlowN/AN/AN/AN/AN/AN/AN/AN/A
Preferred Dividends (Cash Flow)N/AN/AN/AN/AN/AN/AN/AN/A
Price to Free Cash FlowN/AN/AN/AN/AN/AN/AN/AN/A

Company coverage

Latest news

20 stories
Yesterday · 1:01PMTFS Financial (TFSL) is a Great Momentum Stock: Should You Buy?zacks.com ↗Jul 30 · 7:06PMTFS Financial (TFSL) Surpasses Q3 Earnings and Revenue Estimateszacks.com ↗Jul 30 · 4:25PMTFS Financial Delivers Record-Breaking Quarterbusinesswire.com ↗Jun 2 · 8:16AMTFS Financial: The Dividend Looks Better Than The Fundamentalsseekingalpha.com ↗May 28 · 4:30PMTFS Financial Corporation Declares Dividendbusinesswire.com ↗May 26 · 4:15PMMutual Holding Company for TFS Financial Corporation To Seek Member Approval for Dividend Waiversbusinesswire.com ↗Apr 30 · 9:00PMCompared to Estimates, TFS Financial (TFSL) Q2 Earnings: A Look at Key Metricszacks.com ↗Apr 30 · 7:26PMTFS Financial (TFSL) Matches Q2 Earnings Estimateszacks.com ↗
Show 12 more stories↓
Apr 30 · 4:15PMTFS Financial Reports Results for Second Quarter Fiscal 2026businesswire.com ↗Apr 21 · 3:21AMTFS Financial (NASDAQ:TFSL) Stock Price Passes Above Two Hundred Day Moving Average – Here’s Whydefenseworld.net ↗Apr 2 · 4:18PMWeil Retiring; LaRocca Joins Third Federalbusinesswire.com ↗Mar 25 · 9:36AMThird Federal Partners with Clearstead Advisory Solutions for Access to Wealth Management Services for Customersbusinesswire.com ↗Mar 10 · 11:06AMThird Federal Named a top Financial Services Company by USA TODAYbusinesswire.com ↗Feb 26 · 4:15PMTFS Financial Corporation Declares Dividendbusinesswire.com ↗Feb 25 · 4:44AMGavin Stefanski Sells 7,000 Shares of TFS Financial (NASDAQ:TFSL) Stockdefenseworld.net ↗Feb 16 · 9:49AMInvestment Manager Bets Big on TFSL, Adds 470,000 Shares, According to Recent SEC Filingfool.com ↗Feb 10 · 9:28AMFree Tax Preparation to Be Offered at Cleveland Central Catholic High Schoolbusinesswire.com ↗Jan 29 · 4:11PMTFS Financial Corporation Announces First Quarter Fiscal Year 2026 Resultsbusinesswire.com ↗Jan 9 · 3:06AMTFS Financial (NASDAQ:TFSL) Share Price Crosses Above 200 Day Moving Average – Here’s Whydefenseworld.net ↗Dec 2 · 4:36AMTFS Financial Corporation $TFSL Shares Bought by Geode Capital Management LLCdefenseworld.net ↗

Insider Trading

View All
Insider
Type
Shares
Price
Value
Date
Stefanski Gavin B
Sell
6.5K
$18.46
$120K
Aug 5, 26
LaRocca James E
Award
4.6K
—
—
Jun 29, 26
Zbanek Cathy W
Option
67.5K
$14.74
$995K
Jun 15, 26
WEIL MEREDITH S
Option
50.0K
$14.74
$737K
Jun 11, 26
MEREDITH S WEIL
Sell
4.3K
$16.80
$73K
Jun 11, 26

Company

CEO: Marc A. StefanskiEmployees: 958www.thirdfederal.com
About the company↓

TFS Financial Corporation delivers a comprehensive array of retail banking solutions to individual consumers across the United States. The company's deposit offerings encompass savings, money market, and checking accounts, in addition to individual retirement accounts, various qualified retirement plans, and certificates of deposit. It also extends a range of lending products, such as residential real estate mortgages, construction financing, home equity loans and lines of credit, alongside options for home purchase mortgages and first mortgage refinancing. Furthermore, TFS Financial provides escrow and settlement services. Established in 1938, the corporation is headquartered in Cleveland, Ohio, where its main office is located. Its operations are further supported by 37 full-service branches and 7 loan production offices distributed throughout Ohio and Florida. TFS Financial Corporation functions as a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC.

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