Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States. The company offers business banking, business financing, and business services. It also provides personal banking services, which include online and mobile banking, checking and savings, mortgage and refinance, and loans and credit services. In addition, the company offers investing and insurance services. Further, it provides accounts and digital banking services; and debit or credit cards. As of June 30, 2021, the company operated 46 full-service branch offices, and two limited-service branch offices located in Poplar Bluff, Van Buren, Dexter, Kennett, Doniphan, Sikeston, Qulin, Matthews, Springfield, Thayer, West Plains, Alton, Clever, Forsyth, Fremont Hills, Kimberling City, Ozark, Nixa, Rogersville, Marshfield, Cape Girardeau, Jackson, Gideon, Chaffee, Benton, Advance, Bloomfield, Essex, and Rolla, Missouri; Jonesboro, Paragould, Batesville, Searcy, Bald Knob, Bradford, and Cabot, Arkansas; and Anna, Cairo, and Tamms, Illinois. Southern Missouri Bancorp, Inc. was founded in 1887 and is headquartered in Poplar Bluff, Missouri.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $305.25M | $273.22M | $202.62M | $138.07M | $129.52M | $121.80M | $110.58M | $89.54M |
| Cost of Revenue | $129.17M | $112.49M | $66.73M | $14.79M | $15.77M | $33.61M | $26.88M | $17.84M |
| Gross Profit | $176.08M | $160.73M | $135.89M | $123.28M | $113.75M | $88.19M | $83.69M | $71.70M |
| Gross Margin | 57.68% | 58.83% | 67.07% | 89.29% | 87.83% | 72.40% | 75.69% | 80.08% |
| Operating Expenses | $102.08M | $97.62M | $86.42M | $63.38M | $54.05M | $53.76M | $47.74M | $42.97M |
| Operating Income | $73.99M | $63.11M | $49.46M | $59.90M | $59.70M | $34.43M | $35.95M | $28.73M |
| Operating Margin | 24.24% | 23.10% | 24.41% | 43.39% | 46.10% | 28.27% | 32.51% | 32.09% |
| Net Income | $58.31M | $50.18M | $39.24M | $47.17M | $47.18M | $27.55M | $28.90M | $20.93M |
| Net Margin | 19.10% | 18.37% | 19.36% | 34.16% | 36.43% | 22.61% | 26.14% | 23.37% |
| EPS (Basic) | $5.19 | $4.42 | $3.86 | $5.22 | $5.22 | $3.00 | $3.14 | $2.40 |
| EBITDA | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Stock Option Compensation Expense | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Price To Earnings Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Price To Sales Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Shares Outstanding | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Market Capitalization | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |