Credit Acceptance Corporation
CACC$555.67
$-1.04 (-0.19%)
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IndexN/A
Market Cap5.81B
Enterprise Value10.77B
Income$0.42B
Sales$2.32B
EmployeesN/A
P/E13.59
P/S2.12
P/B3.22
P/C4.67
EV/EBITDA10.18
EV/SalesN/A
EPS (ttm)40.90
EarningsN/A
Gross Margin98.75%
Oper. Margin47.63%
Profit Margin18.29%
Volume0.12M
Shs Outstand0.01B
Change-0.19%
Dividend Est.N/A
Dividend Ex-DateN/A
Perf YTDN/A
Perf YearN/A
Perf 3YN/A
Perf 5YN/A
Perf 10YN/A
IPON/A
Jul 2804:02PMCredit Acceptance Announces Timing of Second Quarter 2026 Earnings Release and Webcast(globenewswire.com)04:02PMCredit Acceptance Announces Timing of Second Quarter 2026 Earnings Release and Webcast(globenewswire.com)
Jun 412:31PMCredit Acceptance (CACC) Up 0.3% Since Last Earnings Report: Can It Continue?(zacks.com)
May 611:22AMCACC Q1 Earnings Beat as Revenues Grow Y/Y & Provisions Decline(zacks.com)03:41AMCredit Acceptance Corporation (CACC) Q1 2026 Earnings Call Transcript(seekingalpha.com)
Insider Trading
View AllInsider
Type
Shares
Price
Value
Date
Sell
20.0K
$650.00
$13.0M
Jul 7, 26
Sell
20.0K
$650.00
$13.0M
Jul 7, 26
Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. It advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. The company is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. It serves independent and franchised automobile dealers. The company was founded in 1972 and is headquartered in Southfield, Michigan.
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | FY 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $2.32B | $2.13B | $1.88B | $1.82B | $1.85B | $1.67B | $1.48B | $1.28B |
| Cost of Revenue | N/A | $802.20M | $617.40M | $475.00M | $421.10M | $416.40M | $419.60M | $350.40M |
| Gross Profit | $2.32B | $1.33B | $1.26B | $1.35B | $1.43B | $1.25B | $1.06B | $929.60M |
| Gross Margin | 100.00% | 62.41% | 67.16% | 73.94% | 77.25% | 74.99% | 71.64% | 72.63% |
| Operating Expenses | $1.29B | $1.01B | $915.10M | $645.70M | $174.00M | $1.25B | $211.70M | $180.30M |
| Operating Income | $1.03B | $325.10M | $347.30M | $702.30M | $1.26B | N/A | $848.10M | $749.30M |
| Operating Margin | 44.43% | 15.23% | 18.48% | 38.52% | 67.85% | 0.00% | 57.33% | 58.54% |
| Net Income | $423.90M | $247.90M | $286.10M | $535.80M | $958.30M | $421.00M | $656.10M | $574.00M |
| Net Margin | 18.29% | 11.62% | 15.22% | 29.39% | 51.77% | 25.28% | 44.35% | 44.84% |
| EPS (Basic) | $38.26 | $20.12 | $22.09 | $39.50 | $59.57 | $23.57 | $34.71 | $29.52 |
| EBITDA | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Stock Option Compensation Expense | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Price To Earnings Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Price To Sales Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Shares Outstanding | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Market Capitalization | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
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